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what state is the best to operate a home warranty or service contract business out of

Friday, April 8th

2022 Home Warranty Visitor Reviews

Top Consumer Reviews Best-In-Class Blue Ribbon Award American Residential Warranty Review 5 Star Rating

American Residential Warranty

5 Star Rating

  • BBB Rating: A+

Top Consumer Reviews Best-In-Class Blue Ribbon Award

American Residential Warranty is a stand-out when it comes to habitation warranty coverage. With corporate offices in Florida and plans available for all 50 states, American Residential Warranty offers not merely dwelling warranties merely too electronics protection plans and abode security systems.

You'll exist impressed past American Residential'southward reputation, especially if yous've spent any time considering the dozens of habitation warranty companies on the market. This company is the only one we reviewed with an A+ rating at the Amend Business Bureau - and with more 100 positive reviews received at that place. And, at the time of our review, American Residential Warranty had received 275 4- and 5-star ratings that were displayed on their own site - out of a total of 286! Reading through customer comments, you'll discover numerous people praising every part of their experience with this habitation warranty provider, from the plan purchasing stage to requesting service and filing claims.

Then, what options exercise yous accept with American Residential Warranty? Yous have quite a few, and the proficient news is that they're all very affordably priced. Plus, you won't have to enter your information to observe out what you lot'll pay: American Residential Warranty is very transparent with what they offer. Plans include the following:

  • Kitchen Plus: for $29.99/calendar month, you can cover your fridge, range/oven/cooktop, dishwasher, microwave, garbage disposal, kitchen exhaust fan, and your water heater.
  • Heating and Cooling: for $35.99/month, you can cover your air workout, fundamental home heating, humidifier, and interior electric system.
  • Platinum: for $46.99/month, you can cover everything included in the Kitchen Plus and Heating/Cooling plans, plus go a fifty% off repairs on your washer/dryer.
  • Platinum Premier: for $54.99, you go all of the coverage of the Platinum programme, plus your plumbing organisation/stoppages, ductwork, garage door opener, fridge ice maker, and ceiling fans.
  • 3-in-1 Package: for $94.99/month, y'all can cover information technology all. Y'all get the coverage of the Platinum Premier package, plus Electronics Protection (apartment screen TVs, gaming consoles, desktop/laptops, tablets, and more) AND Deluxe Reward (which covers smaller things unremarkably excluded, similar AC refrigerant/coils, plumbing faucets/fixtures, and garage door springs/tracks).
  • Add-Ons: if yous want to cover things like a well pump, pool/spa, external water/sewer lines, or even food spoilage, you can add this when you choose your bundle (for an additional fee).

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American Residential Warranty too has specials that are shown on tab at the elevation of the page or featured at the top of the site. At the time of our review, there was new customer plan savings such every bit ane month free for plans paid yearly instead of monthly, discounts for quarterly payments instead of monthly, and $15 for warranty plans purchased online.

If you lot weren't already convinced by American Residential Warranty'south packages and pricing, you'll be sold once y'all hear about their service on claims. American Residential Warranty is the only company nosotros found that not just has a network of prescreened, licensed technicians, but that also allows customers to use their ain qualified, trusted technicians. This does crave prior authorization, merely it's a huge reward over other home warranty companies that require customers to use only the technicians the provider sends. American Residential Warranty has representatives available 24 hours a day, 365 days a year if yous demand to make a claim, and if you have an emergency, immediate service is given.

Customer reviews nigh American Residential Warranty are glowing: "used them for years, wouldn't become with any other company", "great pricing and reliable service with claims" and "splendid customer service representatives" are some of the virtually mutual compliments we found.

For all of these reasons, American Residential Warranty should be the kickoff visitor you consider when choosing a provider for your abode warranty policy. They are our peak choice for the best dwelling warranty plans available today.

American Home Shield Review 4.5 Star Rating

American Habitation Shield

4.5 Star Rating

  • BBB Rating: B

American Abode Shield is the largest habitation warranty provider in the nation, and for nearly 30 years, they've been the featured partner of ServiceMaster. ServiceMaster brings a network of home service industries together, including high-profile brands like Merry Maids, Terminix, and Article of furniture Medic. American Dwelling Shield's influence and high position in the industry can't be ignored

On the other hand, we can't ignore the fact that in recent years their reputation has taken a hit. American Domicile Shield'due south rating with the BBB dropped from an A+ to a B. The reason? American Home Shield has more than x,000 complaints registered on the BBB site alone.

The home warranty coverage offered past American Home Shield has remained consistent:

  • Appliances Plan
  • Systems Programme
  • Combo Programme
  • Build-Your-Own

These include what you would by and large expect from coverage; American Dwelling house Shield is 1 of the only dwelling house warranty providers on the marketplace that does have that customizable option; yous tin choose ten or more than items/systems for coverage, which allows you lot to only pay for the protection you actually need. That's another plus for this company.

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You'll take to enter your address and email in club to go a pricing quote. The showtime residence we tried to encompass kept giving united states of america an error; we had to try a different accost to get the quote organisation to piece of work. For that residence, we were given pricing ranging from $34.99 to $44.99 per month with a $100 Trade Service Telephone call Fee. The base of operations price for the Build Your Own was $39.99, with any coverage over x items/systems resulting in an extra cost, which varied depending on the items included. American Home Shield also provides options for upgrades, like well pump or puddle/spa coverage, and you can modify your pricing by choosing a service telephone call fee of $75 or $125 which raises or lowers your monthly fees accordingly.

At the bottom of that quote folio, you lot'll besides find the sample contract. This will provide important information about what is covered for each particular/arrangement and what is specifically excluded.

Another plus for American Home Shield is their 24/7 availability if you demand to schedule a repair and make a claim. Besides, American Home Shield volition ask you to rate your technician; many problems with dwelling house warranties come when less-than-expert repair people are sent to service a claim, and American Home Shield wants to make certain that their network of more than 13,000 contractors is doing a adept job.

Despite American Home Shield's challenges lately with respect to client complaints, their commitment to quality and their long-standing position and reputation within the dwelling warranty industry are worth keeping in mind. For this reason, we even so recollect American Dwelling house Shield is a strong choice for your home warranty needs.

Home Warranty of America Review 4 Star Rating

Home Warranty of America

4 Star Rating

  • BBB Rating: B

Since 1996, Home Warranty of America has been protecting homeowners with their home warranty packages. Claims can be made online 24/vii/365, or y'all can contact their customer service squad during regular business hours.

Home Warranty of America offers 2 master plans for domicile warranty coverage: Premier and Premier Plus. Each one allows you to choose between a $75 and $100 Merchandise Service Call Fee, with lower monthly premiums for the higher call fee. The Premier program is priced at $41 to $44 per calendar month, while the Plus bundle costs $fifty to $53. Both plans cover the major systems and appliances of the average dwelling. And so, what's the difference between the two packages? The Premier Plus covers the air-conditioning, toilet replacement, plumbing fixtures/faucets/shower heads, and more than 25 "other items traditionally not covered by bones dwelling warranty plans". We would have liked to see a list or a link to a list for what those 25+ items actually are.

Y'all accept an extensive list of add-ons possible with Dwelling Warranty of America's plans. Options include salt water pools, septic systems, roof leak repair, well pumps, and more. The additional premiums for these upgrades are clearly spelled out on the plan summary page, and the sample contract for all plans is readily available for downloading and viewing on the Coverage Options folio as well. Home Warranty of America gets points for both of these features, since many of their competitors do not provide that information so freely.

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Be aware that Home Warranty of America'due south plans are all 13-calendar month packages, non the typical one-twelvemonth timeframe that most home warranty companies sell. This would exist an advantage if it were a fixed-price construction, but since you're paying monthly for a Home Warranty of America program, yous're essentially just obligated to pay for an actress calendar month.

On the positive side, at that place are no age restrictions on whatsoever of the appliances or systems covered past Abode Warranty of America, and then whether your dishwasher is 10 months or ten years old, it'll still be eligible for coverage.

How does Dwelling Warranty of America compare with other providers when information technology comes to reputation? On boilerplate, Home Warranty of America has solid positive customer feedback. We found many compliments to the responsiveness of their customer representatives, and the lack of pushy sales tactics towards prospective clients. Although some policyholders accept experienced mixed results with the quality of the technicians assigned to practise repairs, they've been satisfied with Home Warranty of America'southward efforts to make certain the job is (eventually) completed right.

Dwelling house Warranty of America offers comprehensive coverage, transparent fees and pricing, and a solid "B" course with the Better Business Agency, making them a adept choice for your home warranty programme.

First American Home Warranty Review 3.5 Star Rating

Showtime American Home Warranty

3.5 Star Rating

  • BBB Rating: B

Established in 1984, Outset American Dwelling house Warranty has more than 500,000 customers and offers around-the-clock service on their domicile warranty contracts.

In lodge to detect out if Outset American can cover your property, you'll demand to enter your zip lawmaking. Yous'll exist taken to a folio that shows you what is covered for your area. Only, in club to get pricing, you'll have to enter your full information: name, address, zip code, and so forth. For our residence, we were given these 2 options:

  • Basic Program: service telephone call fee of $75, priced at $28/calendar month (or a one-time yearly payment of $300, a savings of $21). Includes coverage of appliances: disposal, dishwasher, range, cooktop, microwave, trash compactor, refrigerator, washer/dryer
  • Premier Programme: service call fee of $75, priced at $44/month (or one-time yearly payment of $492, a savings of $21). Includes coverage of appliances and major systems, such as plumbing, electrical, heating/ductwork, garage door opener, and key vacuum system.

Both plans offering upgrades to comprehend puddle/spa equipment, well pumps, primal air (electric), as well equally a "Offset Course Upgrade" that covers more than components within the various appliances and systems.

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When you look at the quote page, you lot'll find plus signs (+) next to each listed component. Nosotros weren't thrilled to read that "company shows examples of components 'not covered' to aid your understanding of this Contract, and examples are non exhaustive". In other words, could there exist things that are actually not covered, simply they're not listed on the quote page? That'southward not reassuring, to take to download the sample contract just to await up every possible exclusion.

And reassurance may be exactly what y'all desire, considering most of the complaints we establish regarding First American eye around excluded coverage items. Customers described systems that needed repair, and the virtually mutual replacement items were actually not covered. We also read a number of reviews that complained about less-than-competent technicians contracted past Showtime American, who wound up causing more damages than they fixed.

But, compared with some of the home warranty companies we surveyed, information technology does expect like First American makes the endeavor to accost such complaints. Both with their "B" rating with the Better Business Agency and their responses to negative reviews, this company does evidence respect for the customer.

Total Protect Review 3 Star Rating

Total Protect

3 Star Rating

  • BBB Rating: None

Total Protect has been providing home warranty coverage to their customers for nigh 30 years. Their website is easy to navigate and offers helpful data about home warranties in general.

In club to run across pricing, you'll accept to enter your email address, zip code, and phone number. We'd prefer to have pricing listed directly, instead of beingness required to give our contact data first. For our home, nosotros were given the following monthly options:

  • Deductibles of $75, $100, or $125
  • Appliance Plan: priced from $22.95 to $44.95, depending on the deductible chosen. Coverage includes fridge with built-in ice maker, dishwasher, range, oven, cooktop, washer/dryer, microwave, trash compactor, and range frazzle hood.
  • Systems Program: priced from $34.95 to $47.95, depending on the deductible chosen. Coverage includes HVAC (2 units), water heater, electrical organisation, ceiling fans, toilets, ductwork, plumbing lines, interior gas lines, sump pump, garage door opener, garbage disposal, central vacuum, cranium fan, and doorbell/chime.
  • Combo Plan: priced from $43.95 to $65.96, depending on the deductible chosen. This includes everything in the Appliance and Systems Plans, forth with a homeowners' insurance deductible reimbursement of up to $500 every 12 months.

On the page listing your plans and options, you tin can likewise click to see a sample contract. This is where you'll be able to determine the components that are specifically excluded from your coverage.

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We were confused as we tried to research Full Protect's reputation in the industry. Previously, they maintained an "A+ with the Improve Business organization Bureau. But, at the fourth dimension of our latest review, the company had no rating; even when we looked up Total Protect's parent company, Cross Land Home Services, their status was listed as "this concern profile is being updated" past the BBB. This could exist related to yet another change in company ownership; the BBB link for CCHS redirected to Homesure of America, leaving us wondering what was happening for Total Protect.

And, when we looked at the ratings summary on Total Protect's site, we found that their customers are evenly split between five-star and one-star ratings (over 200 of each, plus a scattering of 2-, 3-, and iv-star reviews). When it comes to choosing a abode warranty, especially from a company whose status is currently in question, the last thing you want is to see that their customers have a beloved-detest relationship with the plans and the service received.

For now, we feel it appropriate to downgrade Total Protect'south ranking from an earlier iv-star rating to a 3-star rating; we give them points for a previously-stiff reputation, but recommend caution every bit their BBB status is existence updated.

Select Home Warranty Review 2.5 Star Rating

Select Dwelling Warranty

2.5 Star Rating

  • BBB Rating: B

Select Home Warranty offers 3 packages for home warranty coverage:

  • Bronze Care: covers bones appliances. Included are clothes washer/dryer, garbage disposal, fridge, stove/oven, microwave, cooktop, dishwasher.
  • Gilded Care: covers home systems. Included are HVAC system, water heater, plumbing organization, ductwork, and electrical organization.
  • Platinum Care: this combines all of the coverage at the Bronze and Gold Care levels and includes coverage of plumbing stoppage and ceiling fans.

To find out what your plan volition cost, you'll have to click the "Get a Complimentary Quote At present" button. For our residence, we were given a quote of $429.99 (or $36/mo.) for the Bronze and Golden plans, and $499.99 (or $42/mo.) for the Platinum plan. Our quote page also included upgrade options, like stand up-lonely freezers, septic systems, sump/well pumps, and pool/spa. We also saw that if we paid in full, we'd go an actress ii months of coverage.

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It might save you some coin to hang out on the site for a while. When nosotros went to click to another URL, we got a pop-up offering us $200 off for enrolling that day. So another message appeared that said we could get that discount plus 2 extra months free and free roof leak coverage if we enrolled in the next five minutes. We don't call back most customers desire the pressure of making an of import conclusion inside a five-minute timeframe, so this offer barbarous a little flat for us. Later on, we found the same offer of actress roof coverage and ii gratis months on the Coverage Plans page, with a coupon code on the side of the site.

The site itself felt outdated and less than professional. Nosotros constitute spelling errors, broken links, and missing images. Also, from reading client reviews, we know that Select does take a Trade Service Call Fee - every bit do most habitation warranty providers - but we didn't see that information anywhere on our plan folio, FAQs, or other locations on the website.

Those reviews also were very mixed with respect to customer satisfaction. Some praised Select Dwelling Warranty for fast responses and paid claims, while others said it took days, even weeks, to get repairs made. Select said that they didn't have any technicians available, or that items weren't covered; we also saw more than one person who said that customers had to provide years of maintenance records on homes they had only endemic for less than a year.

Every home warranty visitor experiences its share of complaints and issues, only the overall lack of professionalism on the site combined with many negative reviews puts Select Domicile Warranty at a 2.5-star rating. You may accept a ameliorate experience with some other provider.

Sears Home Warranty Review 2.5 Star Rating

Sears Home Warranty

2.5 Star Rating

  • BBB Rating: B+

Sears is a well-established brand across a variety of products and services. At the time of our review, however, there was a lot of talk most whether they may be facing bankruptcy. So, if you're looking at purchasing a home warranty plan through Sears, you should continue that in the back of your mind; at that place'south no way to know how they would honor contracts if they go out of business.

For the time being, though, here's what you lot need to know about the home warranty plans offered by Sears. First, they offer three primary plans: Systems, Appliance, and Whole Business firm. Each plan covers what you would expect from the name, with Whole House representing the total combination of the offset two plans. Nosotros like that all plans have a 180-twenty-four hours service guarantee on any repairs performed, and that in that location'south no product age limit for covered items. You lot may have to provide bear witness of routine maintenance on older appliances and systems, but this is standard for about home warranty plans.

Sears has generous coverage limits: $x,000 per claim and $50.000 per yr across all 3 plans. Deductibles range from $75 to $100 per service.

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On the other hand, we don't dearest that Sears doesn't give customers a price without entering their information for a costless quote, and that you can only meet a sample contract one time you've washed then. The nearly reputable habitation warranty companies make that information available without any requirements. When we entered our data, the pricing for our state was $49.99/calendar month for the Appliance program, $59.99 for the Systems package, and $69.99/month for the Whole House warranty. All 3 plans came with a "offset calendar month free' offer. Your pricing may exist unlike, depending on your state and whether you lot demand service now.

The biggest downside is that we found numerous complaints about Sears' service of warranty issues. Although many of them related to warranty coverage of individual products - such as a washer or backyard mower purchased at Sears - there were several that specifically discussed problems with the home warranty plan. You'll desire to make certain y'all understand all of the fine impress in your contract, considering some of the complaints referred to a hefty buy-out fee for trying to cancel before the plan expires. In that location were as well customers whose contracts renewed automatically without their permission, and the but manner out was to pay the fee (or just wait another yr until information technology expired and and so cancel it directly).

Because of these complaints and the fact that Sears is experiencing financial troubles, we can only requite their home warranty plans a eye-of-the-pack ranking.

Choice Home Warranty Review 2 Star Rating

Option Home Warranty

2 Star Rating

  • BBB Rating: C+

Choice Home Warranty has been in the home warranty coverage manufacture for near a decade. We appreciate that Choice Dwelling Warranty has improved its track tape over the years, going from a D- (or worse) to a C+ with the Better Business concern Bureau.

Merely, compared with their contest, Selection yet comes up brusk in a number of means. The main manner to get specific information about their plans - coverage, pricing, and so on - is to call or submit your information for a free quote. We adopt working with businesses that are completely transparent with what they cover and how much it'll cost.

It took some digging, but we were able to discover their Coverage lists on the What'due south Covered page; check the Homeowners or Buyers/Sellers tabs to become in that location most easily. According to that listing, Choice Home Warranty offers two plans: Total and Basic. As with most dwelling house warranty companies, y'all'll have to read the contract to know what's excluded; yous'll find that link at the lesser of the coverage page, where you can see their all-encompassing contract.

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Nosotros besides weren't thrilled with the difference we saw between what Choice Domicile Warranty said most their reputation and what nosotros really establish. For example, their site features a 5-star "excellent" rating with a well-known, third-political party rating system, but when nosotros visited the actual tertiary-political party site, we establish their average to be considerably lower. And, when nosotros looked at customer reviews in that location, we discovered ample complaints specifically well-nigh Choice Home Warranty's pushy sales representatives. Since you tin't become a quote or fifty-fifty sign up for a home warranty without working with a representative, brace yourself to be pushed repeatedly to commit to a multi-twelvemonth service contract - and to possibly get a rude response from the rep if you insist on a one-year plan.

Customers besides had issues with the process of getting repairs scheduled and completed. Often, they had to look a day or longer merely to get a vendor assigned to the repair, and then days (or more) to go a technician to their home.

While we're glad that Choice Home Warranty is on its manner to a meliorate reputation, they still have some footing to cover to compete with the higher-ranked home warranty companies on the market.

Guaranteed Home Warranty Review 1 Star Rating

Guaranteed Home Warranty

1 Star Rating

  • BBB Rating: D+

If you take a expect at the Guaranteed Abode Warranty site, you'll notice a form to enter your information such as name, electronic mail accost, phone number, and residential accost. In theory, providing these details will get you a callback with a quote to cover your home and appliances "with no historic period restrictions" on your covered equipment and systems.

Sounds pretty straightforward - but we don't recommend that you lot do it. In that location'south nothing on the site beyond that initial quote page: no customer testimonials, no sample contract, zero. If you give them your information, at that place's no way of knowing where it goes; Guaranteed Home Warranty may fifty-fifty sell your details to other businesses - maybe not just to home warranty companies but to other unrelated third parties - rather than giving you any kind of service themselves.

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In fact, we're non even certain that Guaranteed Dwelling Warranty is a valid business concern: their website accost on the BBB list is no longer working, and the domain URL is listed as available for purchase. The resource link at the bottom of the page leads to a 404 Not Found mistake. Their Privacy Policy, also linked at the lesser of the site, was last updated in 2008.

With a D+ rating at the Better Business organization Bureau, zilch data about what they provide, and broken links throughout the site, we suggest you skip Guaranteed Home Warranty in favor of ane of the higher rated companies in our review.

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Source: https://www.topconsumerreviews.com/best-home-warranty-plans/detailed-reviews.php

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